Know the Rules Before You Break Them: Why SMSF Education Matters More Than Ever
Know the Rules Before You Break Them: Why SMSF Education Matters More Than Ever Running, or deciding to set up a self-managed super fund (SMSF) gives you control, but it also brings legal responsibilities. The Superannuation Industry (Supervision) Act 1993 (SISA) contains detailed rules on trustee duties, investments, borrowing, payments and recordkeeping. Simply put, you cannot identify or avoid breaches you don’t know […]
Super on Payday: Fundamental Changes for Employers
Super on Payday: Fundamental Changes for Employers If you run a business, you already know the juggling act that comes with managing the payroll process — paying staff on time, managing cash flow, and staying compliant. From 1 July 2026, there’s a major change coming that will reshape how you handle superannuation contributions for staff. […]
Super Tax Shake-Up: Big Balances Beware
Super Tax Shake-Up: Big Balances Beware If your super balance is comfortably below $3 million, you can probably relax — the proposed changes to the super rules shouldn’t adversely affect you (yet). But if your super is nudging that level, or if you’re clearly over, the Treasurer’s latest announcement could change how you think about […]
Accessing superannuation funds for medical treatment or financial hardship
Accessing superannuation funds for medical treatment or financial hardship Superannuation is one of the largest assets for many Australians and offers significant tax advantages, however, strict rules apply to when it can be accessed. While super is most commonly accessed at retirement, death or disability, there are limited situations where earlier access may be possible. […]
Superannuation guarantee: due dates and considerations for employees and employers
Superannuation guarantee: due dates and considerations for employees and employers On 1 July 2025 the superannuation guarantee rate increased to 12% which is the final stage of a series of previously legislated increases. Employers currently need to make superannuation guarantee (SG) contributions for their employees by 28 days after the end of each quarter (28 […]